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Choosing a degree

Studying a degree at 30, 40 or 50

In the UK there's no age limit for starting a degree. Many people study while they work and look after their family, and there's support designed for them. This is how it's done.

CalmaLink · 5 min · Updated 25/10/2026

In 30 seconds

  • For courses starting before 1 January 2027, the Tuition Fee Loan has no upper age limit. If you are 60 or over at the start of the first academic year, eligible full-time living-cost support is up to £4,582 in 2026/27, depending on household income. Most courses starting on or after 1 January 2027 use the Lifelong Learning Entitlement (LLE). You must be under 60 on the first day of the course to apply for a Tuition Fee Loan. At 60 or over, an additional living-cost loan may be available: we review this with you.
  • If you haven't studied for years, a Foundation Year or Access to HE prepares you to get in.
  • Many degrees concentrate classes into about 2 days a week.
  • If you have children or other dependants, there's extra support that you don't have to repay.

How to get in without recent grades

Universities value your work and life experience, not just your grades. There are two common routes for people who haven't studied for a while:

  • Foundation Year: a preparation year within the degree itself, at the university.
  • Access to HE: a one-year course at a college, designed for adults.

We explain the differences in Foundation Year or Access to HE.

How to fit it in

Many degrees designed for adults organise classes into about 2 days a week, and you do the rest of your study at your own pace. That way you can keep working. We help you find the ones that fit your timetable.

A tip: before you start, plan your week in writing: your class days, your study hours and who helps you at home. It'll give you peace of mind, and it shows at interview.

The money

If you live in England with the right status, Student Finance can pay your tuition fees and lend you money to live on. You only repay it if you earn more than £25,000 a year (how it's repaid).

  • For courses starting before 1 January 2027, the Tuition Fee Loan has no upper age limit. If you are 60 or over at the start of the first academic year, eligible full-time living-cost support is up to £4,582 in 2026/27, depending on household income. Most courses starting on or after 1 January 2027 use the Lifelong Learning Entitlement (LLE). You must be under 60 on the first day of the course to apply for a Tuition Fee Loan. At 60 or over, an additional living-cost loan may be available: we review this with you.
  • For courses starting before 1 January 2027, the Tuition Fee Loan has no upper age limit. If you are 60 or over at the start of the first academic year, eligible full-time living-cost support is up to £4,582 in 2026/27, depending on household income. Most courses starting on or after 1 January 2027 use the Lifelong Learning Entitlement (LLE). You must be under 60 on the first day of the course to apply for a Tuition Fee Loan. At 60 or over, an additional living-cost loan may be available: we review this with you.
  • Having studied before doesn't rule you out: it depends on what you studied and the course. We look at it with you.

Support if you have a family

As well as the loan, there's support that doesn't have to be repaid, depending on your income (2026/27 figures):

SupportWho it's forUp to
Childcare GrantIf you pay for registered childcare£199.62/week (1 child) · £342.24 (2 or more)
Parents' Learning AllowanceIf you have dependent children£50 to £2,024 a year
Adult Dependants' GrantIf an adult depends on you financially£3,545 a year
Disabled Students' AllowanceIf you have a disability or a health conditionDepending on what you need

Frequently asked questions

Will I be the oldest in the class?

Probably not. On degrees with timetables for adults, most students work and have families.

I haven't studied for 20 years. Will I keep up?

Yes. Universities have support for students returning to study: study skills, academic writing and tutorials.

What if my English isn't perfect?

Many universities assess your English with their own test or at interview. Take our English test to find out your starting point.

Official sources (checked on 25/10/2026): GOV.UK · Student finance · GOV.UK · Childcare Grant · GOV.UK · Parents' Learning Allowance · GOV.UK · Adult Dependants' Grant · GOV.UK · Disabled Students' Allowance.

Indicative funding

For courses starting before 1 January 2027, the Tuition Fee Loan has no upper age limit. If you are 60 or over at the start of the first academic year, eligible full-time living-cost support is up to £4,582 in 2026/27, depending on household income.

Most courses starting on or after 1 January 2027 use the Lifelong Learning Entitlement (LLE). You must be under 60 on the first day of the course to apply for a Tuition Fee Loan. At 60 or over, an additional living-cost loan may be available: we review this with you.

If the course has not been confirmed as LLE-funded, check it with us.

Student Finance England makes the decision. We help you check.

Rules, dates and official sources

For courses starting before 1 January 2027, the Tuition Fee Loan has no upper age limit. If you are 60 or over at the start of the first academic year, eligible full-time living-cost support is up to £4,582 in 2026/27, depending on household income. Official source

Most courses starting on or after 1 January 2027 use the Lifelong Learning Entitlement (LLE). You must be under 60 on the first day of the course to apply for a Tuition Fee Loan. At 60 or over, an additional living-cost loan may be available: we review this with you. Official source

The usual total LLE tuition entitlement is up to £39,160. Previous public tuition funding is normally deducted. Some qualifications, such as medicine, nursing or social work, may receive additional funding; this is not an automatic exception to the age limit. Official source

British or Irish citizens and people with settled status, a home in England and 3 years of qualifying continuous residence can normally apply for tuition and maintenance support, subject to course and age conditions. The reference date depends on the scheme. Living in the UK alone does not establish eligibility. Official source

With pre-settled status, tuition support may normally be available subject to residence and course conditions. Maintenance normally requires a qualifying EU migrant worker route: you, your partner or an eligible family member, with genuine work that is not marginal and continues during study. Student Finance also assesses exceptions and the family relationship. Official source

Maintenance normally requires regular in-person weekday attendance. Weekend-only or online attendance is not enough; we check applicable exceptions, including disability exceptions. Official source

Previous study does not rule you out: it depends on what you studied, whether you received UK funding and the course. We review it with you. Official source

Postgraduate study has different funding, such as the Postgraduate Master’s Loan. It normally requires you to be under 60 at the start of the first academic year. An integrated master’s, PGCE or postgraduate healthcare course may follow other rules: the course needs checking. Official source

Checked: 2026-10-25

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